Smart?

Life can only be understood backwards but it must be lived forwards

CFA candidates without confusing themselves become CFA Charterholders

It’s better to remain silent and have people think that you’re a fool, than to open your mouth and remove the doubt.

Bet on the jockey, not on the horse

If you fail to plan, plan to fail

It is easier to make money than to keep it

Human nature is such that when someone is making a lot of money, you don’t question them

Wall Street is the only place where people in a Rolls Royce get advice from those who take the subway

Out of intense complexities intense simplicities emerge

Strength lies in differences, not in similarities

Stephen Covey

The schoolteacher asks Billy Bob: “if you have twelve sheep and one jumps over the fence, how many sheep do you have left?”

Billy Bob answers, “None.”

“Well,” says they teacher,” you sure don’t know your subtraction.”

“Maybe not,” Billy Bob replies, “but I darn sure know my sheep.”

An old Texas joke

Americans are getting stronger.

Twenty years ago, it took two people to carry ten dollars’ worth of groceries.

Today, a five-year-old can do it.

Henny Youngman (published in 1949 in The Intelligent Investor)


If you think you are beaten, you are
If you think you dare not, you don’t
If you like to win, but think you can’t
It’s almost certain you won’t.

If you think you’ll lose, you’ve lost
For out of this world we find
Success begins with a person’s will
It’s all in the state of mind.

If you think you’re outclassed, you are
You’ve got to think high to rise
You’ve got to be sure of yourself before
You can ever win a prize.

The battles don’t always go
To the stronger or faster man
But sooner or later the man who wins
Is the one who thinks he can.

By William Packham…

A boss says Go!, a leader says let’s go!

Profits always take care of themselves but losses never do.

Every wise man started out by asking questions.


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